For Processing Loan Application
Most Important: All documents are to be self attested.
Date of birth proof of all applicants.
Aaddhar Card of all applicants.
ID proof of all applicants. (Pan Card)
Residence proof of all applicants.
Photograph of all applicants duly self attested on the front side.
Latest 3 months salary slip in original or fly attested by HR/Accounts deptt.(If there is variation in gross salary too then 6 months salary slips) & CTC (if required).
Latest six month bank statement (Till Date) in which salary is credited (original).
Latest Form 16 along with ITR
Copy of Appointment Letter/Contract Letter in case of job chnaged within one year along with previous employer’s Form 16.
In case of any loan EMI going from your any of your other bank, then copy of bank statement for latest six month along with a sanction letter (of that loan) or latest track record.
Latest Qualification Certificate (Higher professional Certificate).
Marriage certificate copy in case of wife as applicant (If title change).
Ration card copy in case of Parent or Sibling as applicant.
Copy of Property Papers (To be provided by us).
Porcessing Fee (as applicable).
NOTE :If your ITR of bank account reflects your another bank account then a copy of its statement for latest six month.
For NRI Loans:
Dully filled & signed application NRI loan application form.
One passport size photograph to be affixed on the application form & to be self attested by applicant &/ co-applicant.
Copy of identify proof of both applicant &/ co-applicant. (Passport, pan card, driving license).
Copy of residence proof of both Indian and overseas address of applicant&/coapplicant. (Utility bill- electricity/telephone bill, lease agreement, passport, bank statement, letter from employer).
Copy of visa stamped on the passport. ( last visit details to be highlighted)*
Copy of employment contract.
Website address of the employer and contact details of HR Manager
Copy of last 3 months salary slip/ original salary certificate.
Bank statement of the overseas bank account for the last 6 months. (salary credits & rent paid to be highlighted)
Bank Statement of the NRE/NRO account for the last 6 months.( in India)
Profile of the applicant&/coapplicant and qualification proofs
Past occupational history (in case of less than 2 years of work experience or recent change in employment)
Copy of Latest Income tax return (Form W 2 in USA, P60 in UK)
Details of any other loan availed from any other bank/financial institution in India or overseas.(to be mentioned on the application form)
Bank statement showing repayment of the loans availed from any other bank/ financial institution for the last 6 months / repayment track record from the bank/ financial institution the loan has been availed from.
Credit Bureau Report (incase facility not available in the country applicant&/ coapplicant are based at than declaration to be collected mentioning details of any other loans availed)
Processing fee cheque in favour of “HDFC LTD” from NRE/NRO account.
Power of attorney details or local contact person’s details to be updated on the application form
Incase property is selected, copy of property documents are also required. (please provide details such as complete property address, owners & payment made to the builder from own sources )
* Incase customer is permanent resident of the overseas country then permanent resident card will be required.
NOTE :
All the documents to be self attested.
If the documents are in language other than English an English translation of the same attested by the embassy should be provided.
Incase applicant/& coapplicant is not present in India at the disbursement of the loan and POA has been identified then KYC documents of the applicant &/ coapplicant to be attested by the notary public or Indian Embassy. Or customer can provide banker’s certificate from his bank on their letter head mentioning that applicant &/ coapplicant are KYC complied with the bank.